Terms of Service

1 Acceptance of Terms

By accessing, browsing, or using the website located at WithholdingCheck.com (the "Site"), you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference.

These Terms constitute a legally binding agreement between you and WithholdingCheck.com ("Company," "we," "us," or "our"). If you are using this Site on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

Your continued use of the Site following the posting of any changes to these Terms constitutes your acceptance of those changes.

2 Description of Service

WithholdingCheck.com is a privately operated informational website and lead generation service. The Site provides general information about unclaimed property programs in the United States and connects users with third-party service providers who offer unclaimed property search tools and related services.

We are not a government agency. WithholdingCheck.com is not affiliated with, endorsed by, or in any way connected to any federal, state, or local government agency, including but not limited to any state treasurer's office, the National Association of Unclaimed Property Administrators (NAUPA), or any official unclaimed property program.

The primary function of this Site is to direct users to third-party partner websites where users may search for and potentially claim unclaimed property. We do not conduct searches ourselves, hold any unclaimed funds, or process any claims.

3 Third-Party Partners & External Links

This Site contains links to third-party websites, tools, and services ("Third-Party Services") operated by independent companies and individuals. When you click a link or button on this Site, you may be redirected to a Third-Party Service that is entirely separate from WithholdingCheck.com.

Specifically, you acknowledge and agree that:

• We are not responsible for how any third-party partner collects, stores, uses, shares, sells, or otherwise processes your personal information after you submit it to them.
• Any information you provide directly to a Third-Party Service is governed solely by that party's privacy policy and terms of service, not ours.
• We do not control, review, or endorse the data practices of any third-party partner, and we expressly disclaim all liability arising from your use of Third-Party Services.
• You should review the privacy policy and terms of service of any third-party website before submitting any personal information.
• Your interactions with third parties, including payment transactions and data submissions, are solely between you and that third party.

The inclusion of any link on this Site does not imply our endorsement of the linked site or service. We reserve the right to remove links at any time without notice.

4 Disclaimer of Warranties

THE SITE AND ALL CONTENT, INFORMATION, AND SERVICES PROVIDED THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement;
• Any warranty that the Site will be uninterrupted, error-free, or free of viruses or other harmful components;
• Any warranty regarding the accuracy, completeness, reliability, or timeliness of any content on the Site;
• Any warranty that any unclaimed property search will yield results or that results, if any, will be accurate or complete;
• Any warranty regarding the quality, suitability, or performance of any Third-Party Service linked from this Site.

We make no representations or warranties that any user will find unclaimed funds, that any claimed amounts will be accurate, or that any claims process will be successful.

5 No Guarantees of Results

Nothing on this Site constitutes a guarantee, representation, or warranty that you have unclaimed funds, that you will locate any unclaimed funds, or that any search will return results.

Any figures, statistics, or dollar amounts referenced on this Site (such as aggregate unclaimed property totals reported by NAUPA or individual states) are provided for general informational purposes only and do not represent what any individual user may or may not find. Individual results will vary.

Any testimonials, anecdotal references, or examples used on this Site are illustrative in nature and are not intended to represent or guarantee that any other user will achieve the same or similar results.

6 User Responsibilities & Prohibited Conduct

By using this Site, you agree that you will:

• Use the Site only for lawful purposes and in accordance with these Terms;
• Provide accurate, current, and complete information when submitting any form on this Site or any linked Third-Party Service;
• Not use the Site in any way that could damage, disable, overburden, or impair our servers or networks;
• Not attempt to gain unauthorized access to any portion of the Site or any related systems;
• Not use automated tools, bots, scrapers, or similar technology to access the Site without our express written permission;
• Not misrepresent your identity or affiliation with any person or entity;
• Be at least 18 years of age to use this Site.

We reserve the right to terminate or restrict your access to the Site at any time, without notice, for any violation of these Terms or for any other reason at our sole discretion.

7 Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, page layout, and code, is the property of WithholdingCheck.com or its content suppliers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from this Site without our prior written consent.

8 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WITHHOLDINGCHECK.COM, ITS OWNERS, OPERATORS, EMPLOYEES, AFFILIATES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY:

• Indirect, incidental, special, consequential, or punitive damages;
• Loss of profits, revenue, data, goodwill, or other intangible losses;
• Damages resulting from your access to or use of (or inability to access or use) the Site;
• Damages resulting from any content obtained from the Site;
• Damages resulting from unauthorized access to or alteration of your transmissions or data;
• Damages resulting from the conduct, data practices, privacy violations, or actions of any third-party partner to whom you were referred through this Site;
• Any other matter relating to the Site or any Third-Party Service accessed through the Site.

THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the maximum extent permitted by law. In no event shall our total liability to you exceed the greater of (a) the amount you paid us in the twelve months preceding the claim, or (b) one hundred dollars ($100.00).

9 Indemnification

You agree to defend, indemnify, and hold harmless WithholdingCheck.com and its owners, operators, employees, affiliates, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms;
• Your use of the Site or any Third-Party Service accessed through the Site;
• Your submission of any information to any third-party partner;
• Your violation of any applicable law or regulation;
• Any content you submit or transmit through the Site.

10 Privacy & Data Collection

Our collection and use of information through this Site is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy carefully.

By using this Site, you consent to the collection and use of your information as described in our Privacy Policy. You further acknowledge and agree that:

• Any information you voluntarily submit through forms on this Site may be shared with third-party partners for the purpose of providing the search services you requested;
• Once your information is transmitted to a third-party partner, that party's own privacy policy governs the use and handling of your data, and we have no control over or responsibility for their data practices;
• You are responsible for reviewing the privacy policies of any Third-Party Service before submitting personal information to them;
• We are not responsible for any data breach, misuse, unauthorized access, or other privacy violation that occurs at the third-party level after your information has been transmitted.

11 Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which the Company operates, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or your use of the Site shall first be attempted to be resolved through good-faith informal negotiation. If informal resolution fails, disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association's Consumer Arbitration Rules, and judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

You agree that any dispute resolution proceeding will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Notwithstanding the above, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

12 Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. We will update the "Last Updated" date at the top of this page when changes are made. It is your responsibility to check these Terms periodically for changes.

Your continued use of the Site after any changes to these Terms constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using the Site immediately.

For material changes, we may attempt to provide more prominent notice, but we are under no obligation to do so. We recommend bookmarking this page and reviewing it periodically.